The FIRM Guide

Your Two Guides — what you're building

Twenty-nine Modules, two finished documents. Every Module adds a section in two places. The private one, The Secure Guide, holds the critical details of how your family's information is organized and accessed — kept inside your Vault. The shareable one, The Family Guide, holds the orientation your loved ones need — what exists, who to call, what matters — without exposing credentials or access details. Work the Modules and you finish with both guides already written — not as a separate project, but as the natural output of the work, Module by Module.

The third container, The Vault, holds the secrets both guides point to — passwords, keys, sensitive documents. The guides explain and orient; the Vault protects. That separation is the whole design:

Vault → Secure Guide → Family Guide = Secrets → Understanding → Sharing

Download the Secure Guide shell Download the Family Guide shell Each shell is the table of contents below as a checklist — start your binder or master document on day one and check off Modules as their sections land.

The table of contents of both guides, in build order. The areas are a dependency ladder — System first because everything else depends on it, Estate last because it depends on everything before it. Prefer to see them filled in? The example guides show a fictional family's completed entries: the example Secure Guide · the example Family Guide.

Step 1: System

The infrastructure that protects everything else — devices, storage, network, encryption, credentials, and backups.

SectionModuleThe Secure Guide gets…The Family Guide gets…
S-01The Devices ModuleFull device inventory — one entry per device with backup, encryption, and disposal metadataDevice count and types, where the inventory lives, who to call for a lost device
S-02The File Storage ModuleMaster record of the filing structure — locations, naming, retention, archive policyThe shape of the system in one sentence, plus where a trusted person starts
S-03The Network ModuleNetwork record — router, SSIDs, ISP, device map, config backupThe network's shape, where credentials live (no values), the escalation path
S-04The Encryption ModuleOne entry per encryption method or tool — how to decrypt, key location by reference, recovery statusThat encrypted storage exists, the pointer pattern, and “do not guess passwords”
S-05The Passwords and Passkeys ModuleOne entry per credential/password tool or method — managers, passkeys, hardware keys, backup codes by referenceThat the manager holds the credentials — and that in a lockout or a crisis, recovery starts with its emergency access, not account-by-account resets
S-06The Backup and Synchronize ModuleOne entry per backup or sync arrangement — scope, encryption, offline copy, recovery steps, last testedA copy at home and a copy offsite; start with the README

Step 2: At-Home

The family itself — identity, story and values, subscriptions, digital legacy, work history, health, and pets.

SectionModuleThe Secure Guide gets…The Family Guide gets…
A-01The Family Compass ModuleStewardship record plus the private letters layer, kept in the VaultThe shared layer — narrative, values, traditions, an optional note to family
A-02The Identities ModuleOne entry per person — IDs, controlling emails, recovery dependencies, document locationsThat identity records exist, where they live, the steward, and who to call
A-03The Subscriptions and Memberships ModuleOne row per service tied to its controlling identity — cost, renewal, transferability, cancellationThat the inventory exists and where disposition decisions live
A-04The Digital Legacy ModuleGeneral orders per person plus per-account dispositions, sunset plan, digital executorThe crisis-window rule: act only from the plan, verify through the executor
A-05The Work History ModuleOne entry per benefit-relevant employer — vesting, credentials, records, heir notesWhere records live and who to call for survivor benefits
A-06The Health and Medical ModuleWorking medical record — meds, providers, insurance, directives, HIPAA releasesThe emergency sheet — PCP, hospital, allergies, insurance, directive location
A-07The Mental Health and Well-Being ModuleCrisis-relevant providers, EAP, coverage, faith communityCrisis lines, counselor, one trusted person per family member
A-08The Pet Information and Care ModuleCoverage and access records — insurance, vet portal, microchip, legal arrangementsPer-pet care sheet — profile, daily care, vet, emergency contacts

Step 3: Financial

What funds the family — accounts, digital assets, taxes, budget, other assets, and insurance.

SectionModuleThe Secure Guide gets…The Family Guide gets…
F-01The Financial Accounts ModuleFull account map — accounts, advisors, liabilities, beneficiary flagsAccounts by institution and type (no numbers), advisors to call first
F-02The Digital Financial Assets ModulePer-category holdings — platforms, wallets, seed-phrase locations by referenceWhich categories exist, who to contact before acting, heirs' caution
F-03The Tax Planning and Documentation ModuleArchive location and access, preparer contacts, retention scheduleArchive pointer, years on file, and “call the CPA before responding to any notice”
F-04The Budget ModuleBudget method, recurring obligations with autopay, goals, professionalsThe continuity minimum — essential bills, operating account, who to call
F-05The Other Assets ModulePer-category assets with document locations and the appraisals logThat these exist, no values, and “don't sell before consulting”
F-06The Insurance ModulePer-policy detail — limits, premiums, beneficiaries with review datesPolicy types by carrier, the primary agent, the claim-filing steps

Step 4: Estate

Continuity and intention — the documents, authorities, and wishes that carry the family through loss.

SectionModuleThe Secure Guide gets…The Family Guide gets…
E-01The Disaster Preparedness ModuleCritical-documents inventory, preparedness checklist, and supply rotationWhere records, go-bag, and cash live; who to call; replacement authorities
E-02The Communications ModuleCommunication plan by scenario, contacts, and the continuity list with when-to-contactThe first-calls order and the 30-day no-major-decisions instruction
E-03The Heir Education ModuleFamily Guide distribution log, introductions, meeting record, legacy documentsThe plain-language plan summary and roles — the heirs' orientation
E-04The Elder Care ModuleLegal authority documents, LTC insurance, providers, care preferences, caregiversNamed decision-makers, document locations, care preferences in the planner's voice
E-05The Funeral Wishes ModuleDisposition preferences, pre-paid arrangements, service preferences, obituary guidanceThe summary — and call the pre-paid provider before any other arrangements
E-06The Philanthropy ModuleGiving vehicles, charitable bequests with EINs, designations, records locationThe giving summary and an optional statement of giving values
E-07The Friends and Family ModuleSensitive context only — informal arrangements, intentional exclusionsThe relationship map and the full notification list — useful while living, ready in loss
E-08The Entities ModuleEntity inventory and per-entity detail, tax records, IP inventoryEntities overview, key contacts, and the entity-assets-bypass-the-will warning
E-09The Estate Plan ModuleCore documents, professionals, named roles, beneficiary coordination, trusts, bequestsThe plain-language summary — the estate attorney is the first call

Every Module has been building toward a single outcome: a family whose information is organized, whose records are accessible, and whose people are prepared. The guides you assemble here are how that outcome survives a hard day.