The FIRM Guide

The Family Compass Module

The family's story, values, and traditions — a shared layer for the living and a private layer of letters and reflections reserved for later reading.

Where this Module fits

A-01 Module 1 of 8 in the At-Home area — step 2 of 4 on the dependency ladder (System → At-Home → Financial → Estate).

First in At-Home — it carries the why for everything that follows.

Adds to The Secure Guide: Stewardship record plus the private letters layer, kept in the Vault.

Adds to The Family Guide: The shared layer — narrative, values, traditions, an optional note to family.

Every Module adds one section to each guide — that is how the two guides assemble as you work. See what you're building.

Download Text File Nothing is entered on this page — you fill the template in privately.

Text file — the flexible one. Use it as-is, paste it into a spreadsheet, open it in any editor, or paste it into an AI tool to reshape the blank form to fit your family: rename a field, add a row, drop one you don't need.

Print / PDF — the ready-to-use one. Print it and fill it in by hand, or choose Save as PDF and complete it in your own offline PDF app. Either way it stays with you — the finished Secure Guide template goes inside your Vault.

One rule: only ever give an AI tool the blank template. Never paste your real information — passwords, account numbers, anything you'd keep secret — into an AI tool, an online service, or anywhere outside your own Vault. Customizing an empty form is fine; filling it in happens privately, offline. That's the same rule this site follows: nothing sensitive ever leaves your hands.

Secure Guide Starter Template — Family Compass

Store this inside your Vault. This entry holds the stewardship record and the private layer — where the Compass lives, who keeps it, and what is reserved for later reading. Starting is ten minutes: the four stewardship fields below. The private log can stay empty for years and still be doing its job.

This Module runs the other way around from most: nearly everything lives in The Family Guide, shared and used while you are alive. The Secure Guide side is thin by design — a stewardship record, plus one private pocket for letters and reflections meant to be read later. You may not need that pocket yet. Many families begin with the shared layer alone and add private material when they are ready; a blank log below means nothing is reserved yet, and that is fine.

Where the Compass itself is kept and how it is reached — a section of the Family Guide binder, a shared family document, an ongoing journal. Any form works; this record just says where.
Who maintains it. Compasses written together tend to get read together.
Who may read the shared material, and — separately — who may read the private material, and when.
Annual or semi-annual; tie it to a rhythm the family already has — a family meeting, the estate review, the first Sunday of the year.
Private Letters and Heirs-First Material
DocumentRecipientOccasionLocation in VaultDate WrittenLast Reviewed

Letters and reflections marked for later reading, logged by reference — the letters themselves live in the Vault.

Private Notes — Values and Intent: reflections too sensitive for general family circulation.

Where these notes live, by reference.
How a trusted person reaches them, and when they should.

Family History: the Compass is not the place to store the family tree — it is the place to note where that research lives, so the story can be found and continued instead of restarted.

The platform or service used, and where physical records sit — scanned documents, old photographs, research notes.
By reference — the password manager entry name, never the login itself.
Who maintains it — the person a future researcher should start with.

Reference in The Family Guide: "Private letters and sensitive reflections are stored in The Secure Guide within The Vault."

Family Compass; secure-guide; family-guide; At-Home

Family Guide Starter Template — Family Compass

This template contains no sensitive information — it is the shared layer of the Compass, meant to be read and used while you are alive, not after. One honest note is enough to begin.

In the matching Secure Guide section: stewardship record plus the private letters layer, kept in the Vault.

The private letters live in the Vault, which opens with The Vault Key — never written here, by design. The people listed on this page know how it is kept.

This is the family's shared compass — the story, values, and traditions we steer by. It is meant to be read and added to while we are all here: revisited on the family's review rhythm, updated when life changes, and read aloud when someone new joins the family. Private letters connected to it are kept separately and come later.

Where your family comes from, how it was built, and what shaped it — in your own voice. One paragraph is enough to begin; one page is plenty.

What We Value
ValueHow It Shows Up in Our Lives

Descriptions, not rules — the values your family actually returns to, and where they show up in everyday decisions.

Traditions and Practices We Want to Preserve
Tradition or PracticeWhy It MattersNotes for Future Generations

A tradition survives best when its meaning is understood, not just its mechanics — and it is allowed to change.

How We Stay Connected — the rhythms that feel obvious today are the easiest thing to lose in a transition. A few sentences here give a new spouse, a child leaving home, or anyone stepping in a starting point instead of a guessing game.

The group chat, the video calls, the channels the family really answers on — and any it prefers not to use.
The standing calls, check-ins, and visits everyone understands, even if no one has said them out loud.
What changes when someone moves, travels, or leaves for school — and what stays the same.

Optional: a personal message, in your own voice. Written to be read now — not saved for later.

Private letters and sensitive reflections are stored in The Secure Guide.

Anything this page's reader should know that the sections above didn't ask for — the exceptions, the house quirks, the thing you would say out loud while handing this page over.

Worked example — Frank's family

The System area is done: the passwords are documented, the accounts are tracked. This module feels different to Frank — not about locking things down, about getting aligned. Much of what guides the family exists only in conversation, and sometimes in disagreement; the why behind their choices has never been written down. He starts with a single page titled “What Matters to Us Right Now,” and stops there. That is enough.

All details are fictional and illustrative. The assembled example guides live at the example Secure Guide and the example Family Guide.

Secure Guide — Frank's entry

Frank's Secure Guide entry for this module is deliberately thin — a stewardship record and a private layer that stayed empty for nearly a year. Everything the Compass said was meant to be read now, so it all lived in The Family Guide — until the first letter arrived on its own schedule.

Shared family document (both parents can edit); the current version prints to the At-Home tab of the household binder
Frank and Sarah jointly — Frank keeps the printed copy current
Shared layer: the whole household. Private layer: Frank and Sarah only; Sarah knows the envelope exists and where it sits
Annual, on a calendar reminder — revisited alongside the January backup test
Private Letters and Heirs-First Material
DocumentRecipientOccasionLocation in VaultDate WrittenLast Reviewed
Letter to Lily (sealed envelope)LilyThe night before she leaves for collegeFire safe, home office — envelope marked with her name and the occasion2026-06
— next: one for Jacob —

The log sat empty for months by choice — Frank's margin note read “Private letters or 'read later' material will come later — when we're ready.” The Secure Guide is not required to start this module. Then, after a Sunday dinner where college came up for the first time, the letter to Lily wrote itself in one sitting. Logged by reference; the letter lives sealed in the Vault. Not every occasion is 'after I'm gone' — this one opens in about a year.

Family History

Sarah's Ancestry account; scanned photographs and her grandmother's research notes in the FIRM Directory → At-Home → Family Compass → Family History
Password manager → Compass → Ancestry
Sarah — start with her before touching the tree
None yet
For the letter: Sarah hands it to Lily on the occasion, or earlier at her own judgment. For private notes: not applicable until they exist
Family Compass; secure-guide; family-guide; At-Home

Family Guide — Frank's entry

The Compass's shared layer opens the At-Home tab of the household reference binder — one page that grew a little over a few months. Nothing in it is sensitive; all of it gets read.

This is the family's shared compass — the story, values, and traditions we steer by, revisited on the family's review rhythm and read aloud when someone new joins the family. Private letters connected to it are kept separately and come later. (Pre-printed on the template — our rhythm: the January walk, and Sunday dinner when something needs saying.)
From “What Matters to Us Right Now”: why Frank and Sarah value stability and independence — both grew up watching plans fail for lack of a fallback — and a note that mistakes are expected, and owned. One page, written in a single evening, revised once with Sarah a week later.
What We Value
ValueHow It Shows Up in Our Lives
ResponsibilityOwn the mistake first, then fix it — allowances, chores, and the family calendar all run on this
FairnessThe kids get a say in decisions that affect them; we explain the ones where they don't
CuriosityQuestions are never dumb; one new thing tried per school break
Traditions and Practices We Want to Preserve
Tradition or PracticeWhy It MattersNotes for Future Generations
Weekly Sunday check-in over dinnerThe one hour everyone is at the same table, phones downThe agenda is: nothing. That's the point
Shared meals on school nightsWhere the small stuff surfaces before it becomes big stuffNot formal — frozen pizza counts

These are descriptions, not mandates — Frank and Sarah wrote them down expecting traditions to change as the kids grow.

The four-person family group chat for logistics; video calls with the grandparents on Sunday afternoons. Email goes unread — don't use it for anything urgent.
Sunday dinner is standing; whoever travels checks in when they land. Lily and Jacob text their whereabouts after school without being asked (most days).
Unwritten so far — first real test arrives when Lily leaves for college. The Sunday call moves to the group video thread; the check-in habit stays.
“We don't expect you to follow our path. We hope you understand why we chose ours.”

Months in, after a hard conversation about a school decision, Frank added one reflection: “This helped us talk — not agree, but talk better.”

The last line on the binder page, added the day Frank sealed the envelope: “Private letters are stored in The Secure Guide.” For whom, and for when — the shared layer doesn't say.