# The Other Assets Module

The FIRM Guide (thefirmguide.com) — companion to The Recoverable Family.
Fill this in privately (any text editor or by hand), then store it in your Vault.


## Secure Guide Starter Template — Other Assets

> This template belongs in The Secure Guide, stored within The Vault. It documents what you own, where key documents are held, and how to establish value. Asset values themselves belong in the appraisal section — not in The Family Guide.

Some of the most significant things a family owns never appear on a statement — and unlike a forgotten bank account, a deed in an unopened filing cabinet or a coin collection in the garage will not announce itself. The failure mode is quiet: title complications, a collection sold for a fraction of its value because no one knew what it was. The rule for the first pass: if you are unsure whether something belongs on this list, include it.

The tax dimension is worth one paragraph: inherited assets generally receive a stepped-up cost basis at the date of death — which can erase substantial capital-gains tax for your heirs, but only if the value at inheritance can be established. That takes a current appraisal or solid documentation, and it is why a one-line note like “do not sell before consulting the CPA — the step-up may be significant” belongs next to any appreciated asset. Your executor will need to substantiate values even in a non-taxable estate.

### Real Estate

> e.g., the rental, the cabin, the vacant lot that is easy to forget. The mortgage lives in the Financial Accounts liabilities summary; the rental's cash flow in the Budget Module; basis records and their retention in Tax Planning.

- Property Address: 

- Property Type: 

- Ownership: 

- Deed Location: 

- Approximate Current Value: 

- Outstanding Mortgage: 

- Cost Basis / Acquisition Date: 

- Property Manager (if applicable): 

- Notes: 

> Repeat for each property.

### Precious Metals

> e.g., coins and bars held as bullion. Spot prices are public, but your specific holdings carry premiums a price lookup will not capture — the appraisal is the number that matters. Collectible coins valued as a collection belong in the next group.

- Asset Description: 

- Form: 

- Approximate Quantity: 

- Storage Location: 

- Purchase Records Location: 

- Most Recent Appraisal Date: 

- Appraisal Document Location: 

- Notes: 

### Collectibles and Personal Property of Value

> e.g., jewelry, art, antiques, the coin collection in the garage safe. The financial documentation belongs here; the sentimental instruction — who receives a piece and why — belongs in the estate documents. Cross-reference both.

- Category: 

- Description: 

- Approximate Quantity or Inventory: 

- Storage Location: 

- Most Recent Appraisal Date: 

- Appraiser Name and Contact: 

- Appraisal Document Location: 

- Insurance Coverage: 

- Notes: 

> Repeat for each category or significant item.

### Private Investments

> e.g., a loan you extended, an informal equity stake. Anything with a formal ownership structure — an LLC, a partnership — belongs in the Entities Module instead.

- Description: 

- Counterparty Name: 

- Approximate Value: 

- Supporting Documents Location: 

- Contact for This Investment: 

- Notes: 

> For formal business interests and ownership structures, see the Entities Module.

### Appraisals — Summary and Maintenance. Appraisals serve estate valuation and insurance coverage; both require current documentation. General guidance: review every three to five years, or sooner after significant market changes, damage, restoration, or acquisition. Consult your estate attorney and insurance provider on their requirements.
| Asset | Last Appraised | Appraiser | Document Location | Next Review |
| --- | --- | --- | --- | --- |
|   |   |   |   |   |
|   |   |   |   |   |
|   |   |   |   |   |

- Tags: 


## Family Guide Starter Template — Other Assets

> This template belongs in The Family Guide. It confirms that these assets exist and provides enough orientation for heirs to act — without including values, which belong in The Secure Guide.

> In the matching Secure Guide section: per-category assets with document locations and the appraisals log.
>
> That detail is what makes recovery possible — and it is protected in the Vault, which opens with The Vault Key. The key is never written here, by design. The people listed on this page know how it is kept, and the steward's job is to keep that path current, so this page never leads to a locked door.

> We own the following assets beyond our primary financial accounts. Details, document locations, and appraisal records are in The Secure Guide. Do not sell, transfer, or distribute any of these assets without first consulting our estate attorney and CPA — tax implications may apply.

### Other Assets — Overview
| Asset Category | Description | Notes |
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### Who to Contact
| Name | Role | Phone |
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### Additional Guidance